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Privacy Policy

Facts	What does West Michigan Postal Service Federal Credit Union (wmpsfcu) do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This Information can include: Social Security # Income Account Balances Payment History Transactions Loss History When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information: The reason WMPSFCU chooses to share; And whether you can limit this sharing.

Reasons we can share your personal information	Does WMPSFCU share?	Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, and report to credit bureaus	Yes	No
For our marketing purposes — to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	Yes
For our affiliates' everyday business purposes — information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes — information about your creditworthiness	No	We don't share
For non-affiliates to market to you	Yes	Yes

Who are we?
Who is providing this notice?	West Michigan Postal Service Federal Credit Union (WMPSFCU)

What do we do?
How does WMPSFCU protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We only work with companies that agree to maintain strong confidentially protections and limit the use of information we provide.
How does WMPSFCU collect my personal information?	We collect your personal information, for example, when you: Open an account or deposit money, Pay your bills or apply for a loan, Or use your debit or credit card.
Why can't I limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates' everyday business purposes — information about your creditworthiness, Affiliates to market to you, And non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial or non-financial companies. WMPSFCU has no affiliates.
Non-affiliates	Companies not related by common ownership or control. They can be financial or non-financial companies. Non-affiliates we share with can include mortgages companies, insurance companies, direct marketing companies, debit and credit card processors, and credit reporting agencies.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurances companies.

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