Routing #: 272483109

Privacy Policy


Facts What does West Michigan Postal Service Federal Credit Union (wmpsfcu) do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us.

This Information can include:
  • Social Security #
  • Income
  • Account Balances
  • Payment History
  • Transactions
  • Loss History

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share members' personal information to run their everyday business.

In the section below, we list the reasons financial companies can share their customers' personal information:

  • The reason WMPSFCU chooses to share;
  • And whether you can limit this sharing.
Reasons we can share your personal information Does WMPSFCU share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, and report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates' everyday business purposes — information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes — information about your creditworthiness No We don't share
For non-affiliates to market to you Yes Yes
Who are we?
Who is providing this notice? West Michigan Postal Service Federal Credit Union (WMPSFCU)
What do we do?
How does WMPSFCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 

We only work with companies that agree to maintain strong confidentially protections and limit the use of information we provide.

How does WMPSFCU collect my personal information? We collect your personal information, for example, when you:
  • Open an account or deposit money,
  • Pay your bills or apply for a loan,
  • Or use your debit or credit card.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates' everyday business purposes — information about your creditworthiness,
  • Affiliates to market to you,
  • And non-affiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

Affiliates Companies related by common ownership or control.  They can be financial or non-financial companies.
  • WMPSFCU has no affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial or non-financial companies.
  • Non-affiliates we share with can include mortgages companies, insurance companies, direct marketing companies, debit and credit card processors, and credit reporting agencies.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurances companies.


© 2018 West Michigan Postal Service FCU